Andre Horovitz, the founder of financial risk fitness has over 25 years experience in the financial services industry. Mr. Horovitz started his banking career at Lehman Brothers as an Investment Banking Associate in 1988. He was responsible for pricing, developing hedging strategies and marketing exotic interest rate derivatives.

Mr. Horovitz has subsequently held senior executive positions at Oliver, Wyman & Co., Commerzbank, HVB Group (currently part of Unicredit), Erste Bank, Credit Suisse and Nagler & Company. At Erste Bank and Credit Suisse, Mr. Horovitz held the positions of Chief Risk Officer and was a member of the top management committees of the respective institutions.

Mr. Horovitz advises Horn & Company's financial institutions group in treasury, asset-liability management, risk management and capital markets engagements

He is a frequent speaker at various risk management conferences and a contributor to various industry journals. He has held teaching assignments in financial risk management at the Technical Universities of Munich and Vienna. His areas of expertise cover all classes of financial risk management including the important link to overall institutional strategy.